People get injured in traffic mishaps when they expect the least. New Jersey has a no-fault system in place. That means you will usually go to your insurer and recover compensation for losses through the existing PIP coverage. Whether or not you can sue the other driver for their reckless act depends on several factors, including the type of coverage you purchased and the extent of your injuries. Speaking to the attorneys of Bruce Law, LLC might be a great step in knowing the circumstances better. In this post, let’s delve into why a car accident lawyer matters for your claim in NJ.
Insurance companies have top attorneys
Insurance companies work for profit and don’t care whether they are compensating claimants accurately. Claims adjusters have little to no empathy, while these carriers are also backed by powerful law firms that offer legal advice & support. If you talk to the insurance adjuster, do not agree to give a statement. Avoid saying anything that may go against you later. As someone who is trying to get a fair settlement, it only makes sense that you have legal support at your end.
NJ car accident laws are complex
Besides the no-fault system, New Jersey laws are extremely complex and hard to understand. Even if you are eligible to file a lawsuit against the other driver, your share of fault if at all, will determine whether you can get a settlement. The modified comparative fault rule is confusing and involves intricate complications. Also, finding fault and establishing who is liable for your situation becomes more convoluted when there are more than two vehicles involved. If you don’t have any clarity on how to proceed, let an attorney guide you.
You are not an expert
Filing the claims form and ensuring you submit the required data and evidence effectively when needed are critical steps. There could be severe repercussions if there is any major issue in the paperwork. If you have to negotiate with the other party or their lawyer, it is necessary that you have an experienced injury attorney to represent and negotiate. Also, if the matter goes to court, there is more significant work, and your lawyer knows exactly what evidence would be helpful and whether to call experts to testify and give statements. Hiring an accident lawyer offers multiple benefits, and fortunately, you don’t have to pay a hefty retainer fee to get their services. Most law firms in NJ take such cases on contingency.
Rockies Ripple is the founder and lead writer behind the independent blog tvplutos.com